Lots of people do tutoring in year 11, its become normal now.
OP, I suggest Dux College for those subjects, as a cheaper alternative(but definitely not worse). Do some research and see how you feel.
Not too sure about UMAT though.
THESE ARE JUST MY GUESSES, I AM NOT 100% SURE ANY OF THEM ARE RIGHT
what happens to the current account when the terms of trade improve?
a) exports will buy less imports
b) exports will buy more imports
c) the current account moves into surplus
d) the current account moves into deficit...