I know a lot of people who had hoped to get into the finance sector but with employment levels so low a lot of people have missed out. I know a few (incl myself) are thinking of doing a Masters in Finance after our bachelors. However, just thinking about it, I'm wondering how much that extra year will help. I think it's a reasonable assumption that at the end of a 3 year commerce degree, that if you haven't secured a job in the finance area you most likely don't have any internship experience within the field as most intern roles lead to grad offers (maybe not in the current climate but usually). You can't apply for internships at the end of the final undergrad year, because you aren't penultimate even though you intend on another year of masters. So you start your MFin degree in Feb after graduating from your undergrad degree, apply for graduate jobs in March starting next Feb (even though you don't even have 1 semesters worth of results for your MFin degree yet) and have to apply for the graduate streams, which are a lot harder to get into than via an internship - still without any internship experience. To top it off most Masters students marks aren't the greatest (otherwise do Honours). Am I missing something? Or is it normal for MFin students to graduate, then apply for graduate job the following recruitment season, effectively spending 2 years post-grad before commencing work?