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Thanks for putting in the effort to provide a meaningful response. I don't disagree with the points you're making and your observation about rental property viewings, but I still don't chalk it all up to too much immigration (although it is still a contributing factor). I personally subscribe...

With some broad assumptions that a family earning that amount, the couple would presumably be on higher level roles which means their income isn't always in cash/paid monthly, and maybe they're a bit older so they've recently started a family with say two kids in childcare (which wouldn't be...

I don't think immigration is the issue since that actually helps fuel the economy, encourage supply, etc... but I'd say foreign investors and CGT/etc definitely distort the market a bit, somewhat offset by banks charging higher interest rates for investors (but that really only impacts people...

As a relatively high income earner, I'm naturally going to advocate for lower income taxes and instead encourage taxes be levied in ways which don't penalise me for working harder/earning more. Articles like the one linked to above provide some perspective from a pure income tax calculation...

1. Start learning in a carpark, and try to use a professional instructor as much as you can early on so you don't develop any bad habits... and again just before the test to make sure you haven't picked anything up along the way. 2. If you actually do your hours properly, you won't be phased or...

Sounds like cyber is what you're more keen on, and at least in 2023, it is a far more booming/exciting area to be in. That being said, where are you based? IMO working in a consulting firm to do work with big corporates... that's a far better opportunity for you than working with your local...

I remember the day I actually learnt the rules of how minesweeper works and suddenly all those days sitting in the computer lab at school became that much more enjoyable. ... then we got better computers and installed CS 1.6.

Pure actuarial roles (ie actuary working for an insurer) is a well trodden path but there's quite a lot of pathways once can take if they have the core capabilities downpat... Similarly to law, the skills/mindset/behaviour can be applied to other areas.

Question is why you are doing 3u and not 4u IMO. That might be a good indicator as to whether actuarial studies is the right path for you.

I'm old but come back every now and then... :) But for what it's worth, of all the things I studied in my HSC, IPT is probably the one which proved to be the most useful in my professional career (in accounting) and I still beenfit from learning those concepts (such as how to read/draw a...

IMO go with what you feel comfortable with but ideally try to learn from both, and do your own independent research into the topics. There's plenty of people who "do well" in IPT but if you want to really do well, it'll come down to how well you can synthesise different views on each area...

wow a good area to be in!

They're very different jobs and it also depends which service line you join in the accounting firm. At the end of the day it's getting experience in what the career path/role entails.

Whilst I was a cadet (at an accounting firm) at one point in my life, you need to work out what you want to acheive by doing one... as others have pointed out, there may be better ways to get work exp during uni.

indeed. used to be a mod here a long time ago :) in all seriousness though, study hard/work hard hasn't worked out too badly for me (with a bit of luck and strategic thinking). it sounds cliche though.

Study hard, work hard, and maybe one day you'll earn enough to be satisfied?

js? I have heard about the Optiver rem though being the highest in the industry although that's really the very top upper echelons of the field..

Those numbers are mind boggling... I only got into that range 10+ years after graduating from uni...

I think both fields have their challenges but generally if you aren't passionate about the topic, then it's that much harder to be successful in it. IMO if you can get into law, it will probably open up more doors since most professional jobs tend to value people who have studied law, and it...

out of interest which team were u in? i'd imagine things can vary quite a bit between the business units/areas.