gah. i wrote out a whole reply and it disappeard.
okay anyway
arithmetic series with a= 4, d= -5
Tn= 4 -5n +5
= 9 -5n
9 - 5n < -204
5n > 213
n > 42.something (i'm guessin - dont have my calc with me)
so since its bigger than 42.something we take the next whole number
n = 43
sub this into the equation to get Tn.
Tn = 4 + (42 x -5)
press some calculator buttons and voila.