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the science part? hmm..research that in itself... not sure how it can affect your employment - perhaps intellectual property

isnt that long time news????

maybe if you read my earlier posts, you would see that i am advocating deferring the hecs and parking the money in an interest generating and capital gaining asset like a managed fund..

what i am trying to say is that never ever fizzle away all you hard earned money...so...your job is to never spend too much money on things like clothes, etc..if it still fits, why spend more on the same thing? "you've got to have money to make money" : i find that this is not necessarily...

whilst that is true, your job is also to not spend TOO heavily with the money...which is why im advocating shares and money market funds - because a savings account does not allow capital gains (and may not provide for the 5% to cover the 3% increase in hecs debt)....and the gains can make up...

id have to admit that i am in favour of a well managed fund than letting money grow at a tiny rate - for more info, read peter lynch's "beating the street" for my reasons about choosing a shares fund...

wouldnt that mean to get a job??? :D

the only problem with this is that it is a fixed 5%...you would rather find a fund that is low cost and offers the chance of capital growth and a reasonably high return...after all, the high the return, the more money in pocket after paying hecs or less time in paying off overall hecs debt...i...

i read an interesting article in the SMH about this... because hecs is pegged to inflation (aka CPI), you would be better off putting money for hecs debt in a cash management account... think about this...cash mgt account grows at 5% p.a. whereas CPI is at 3% p.a. (assuming current...

actually, i like to be informed...i am going to read all about the courses....i dont like to make uninformed decisions..hehe

i'll try and go..so count me in note to self: try and wake up on time..

maybe some people like the paper versions... reading something on a computer for a long period of time tends to strain the eyes..:rolleyes:

i think it differs everywhere i believe: uai95+ and a distinction average - at the very least..this is at sydney...

oh yeh...heaps recognisable..

its quite surprising to see how many body doubles saddam actually had (at last count, about 20??)... but yeh..someone put up a beautiful photo of themselves :D

i reckon freaking out's avatar is his REAL pic :D

i think its falling apart....except for the initial meet up... not trying to discourage you...theres just too many conflicting arrangements..

yeh..maybe all the girls (and some guys) will start to crowd around and try to get a piece...:p

can we confirm this? :p

i guess you could always run around naked near the co-op store :p