Car Related Insurance (1 Viewer)

[Reshie]

Hey Guys,
On Friday i reversed into a car at a carpark
The car was a Mitusbishi Mirage while mine was hyundai excel.
i reversed on to the Rear Right hand side.the damage was like a small thump.Damage was apparently 4x4cm size.but what didnt make sense was the damage looked like it was done previously,the damage looked like it was against the way i came.
anyways i as we were exhanging details he said he had full insurance and i had only 3rd party insurance i was wondering would the insurance company ever go for something smaller...and would make more sense if just do it privately without involving the Insurance company?
Thanks in advance

 

[DaddyK]

Uh paying for this guys car to get fixed privately will cost you a shitload. I suggest let your insurance company handle it.

 

[Reshie]

Uh paying for this guys car to get fixed privately will cost you a shitload. I suggest let your insurance company handle it.

how much do you think it would for something so small?

 

[DaddyK]

a 4x4cm ding isn't so small. The panel will need to be bashed into placed then sanded back/primed/sprayed. Which will take time. Unless they just replace it all together. Assuming you only dented a panel and thats it, probably around 200-300 bucks. If you have cracked a guard or a light or something extra it all adds up.

 

[Reshie]

a 4x4cm ding isn't so small. The panel will need to be bashed into placed then sanded back/primed/sprayed. Which will take time. Unless they just replace it all together. Assuming you only dented a panel and thats it, probably around 200-300 bucks. If you have cracked a guard or a light or something extra it all adds up.

well it wasnt a dent it was just very small scratches.i didnt damage his lighting on anything like that just the small scratches

 

[DaddyK]

Oh....well...that will just need a little sanding and stuff, even so, if he gets it done professionally it will be in the hundreds.

 

[loquasagacious]

As a rough guide $500 per dint.

Though for something as small as this sounds you could probably get away with about 300-400.