Uh I'm pretty sure it's either HECS or upfront - No discount. So which is it?
If you choose HECS, you can either use it for the whole amount, meaning you owe all of it to the government, or pay it partially upfront with HECS covering the rest, giving you a 20% discount.
If you pay upfront, to the Uni, you pay in full, with no discount.
Correct me if I'm wrong.
I had a serious panic attack earlier because I'm still on PR and since PRs can't get HECS, I was really worried about being able to pay. It sucked cause I did apply and get approved for Citizenship last year but it's taking a long time to get to the ceremony. I called them up and thry said I'll be going on March 18th, the census date is March 31st.
I freaked out even more when the due date on my fee statement was in February.
But I called up and they said it's fine if I went over the due date as long as I got my certificate before the census date.
So does this mean that as soon as I get the certificate, I can show up at the Admin centre and apply for HECS?