Im about $20,000 in debt to the good old government (4 year bachelor of applied science/social science and then my honours year this year is about $3600 for the year). Im studying psychology so I still have to do my masters (about $30,000 on PELS) before i can be a registered psych- soooo. Ill be paying it off till im 40!! I wish there were more scholarships available for 'average' people who work hard and get good marks! All the ones ive looked for you have to be disadvantaged and indigenous. I can believe our parents all got to go to uni for free- and if you did teaching you got paid to go to uni!