what type of bank account should I get? (1 Viewer)

Just.waiting

Member
Joined
Oct 22, 2008
Messages
64
Gender
Female
HSC
2008
Commonwealth Bank is great if you're a student. No fees, you can use atms for free. The only costs are eftpos, using the atms of other banks (usually I don't find this a problem because there are so band commbank atms) and if you overdraw your account. Internet banking is also free.
 
Joined
Oct 28, 2006
Messages
3,635
Location
Under an invisibility cloak
Gender
Female
HSC
2008
aussie-boy said:
You need to open 2 accounts:
*An everyday savings account with keycard access for spending and for your employer to deposit into. I recommend the Commonwealth Bank Youthsaver (since there are ATMs everywhere so you will never be charged fees for withdrawals. There are 0 fees at all while you're a student, but you won't earn any interest on accounts like this.
*A high interest internet savings account such as ING Savings Maximiser with an interest rate of 6%+pa - again, no fees, and you can easily transfer money between it and your other account over the internet within 1 day
Agree on the two accounts idea. I have a Commonwealth Bank Streamline e-access account, has no fees while you are a student and free netbanking.
I also have a Commonwealth Netbank Saver account, this is online based and has a fantastic interest rate if you make no withdrawals in a month.
 

ekdownie

eating/procrastinating
Joined
Mar 11, 2008
Messages
138
Location
Sydney
Gender
Female
HSC
2009
tania O said:
GO WITH ST.GEORGE ITS THE BEST ITS A YOUTH FREEDOM ACCOUNT =]
yeh.
i've been with st.georgie for years.
they take good care of you.
 

Scissors

Member
Joined
Oct 22, 2008
Messages
933
Gender
Male
HSC
2008
Riet said:
Anyone can join.

Also mum was a teacher.
dude, i quoted your post cause i'm gonna get someone to unscramble the fuzzy part of the pic, and i'm gonna steal ur monies.

:)
 

Riet

Tomcat Pilot
Joined
Mar 9, 2006
Messages
3,622
Location
Miramar, CA
Gender
Male
HSC
2013
Scissors said:
dude, i quoted your post cause i'm gonna get someone to unscramble the fuzzy part of the pic, and i'm gonna steal ur monies.

:)
Well it's a debit account and I have like no money so whatevers.
 

kasakiki

Member
Joined
Dec 5, 2007
Messages
127
Location
In Transit...Somewhere..
Gender
Female
HSC
2008
Uni Grad
2015
meh, i have a savings account with the Greater -never had any trouble with them and dont cop any unholy fee's :) iano, my two cents (resist the puns people!)
 

biØhazard

New Member
Joined
Jan 1, 2009
Messages
9
Gender
Male
HSC
N/A
Why do we need debit account? I have my saving account with no fee at all...
 

likingtherain

Member
Joined
Aug 5, 2008
Messages
30
Gender
Female
HSC
N/A
Go with Commonwealth Bank for normal banking (they have one of the better online services) and ing for your savings (if you have any).
 

ambermorn

Tic Tac addict.
Joined
Dec 19, 2007
Messages
632
Location
Hills District
Gender
Female
HSC
N/A
aussie-boy said:
You need to open 2 accounts:
*An everyday savings account with keycard access for spending and for your employer to deposit into. I recommend the Commonwealth Bank Youthsaver (since there are ATMs everywhere so you will never be charged fees for withdrawals. There are 0 fees at all while you're a student, but you won't earn any interest on accounts like this.
*A high interest internet savings account such as ING Savings Maximiser with an interest rate of 6%+pa - again, no fees, and you can easily transfer money between it and your other account over the internet within 1 day
I've just swapped to a Commonwealth Steamline account with Netbank as well - no fees for students =D.

My sister just swapped to NAB, pays no fees as she's a student and also got a Visa Debit card.
 

Graney

Horse liberty
Joined
Jul 17, 2007
Messages
4,434
Location
Bereie
Gender
Male
HSC
2005
You're an idiot if you're with one of the major banks- commonwealth, westpac, st.george etc...

They're really shit. They're not doing you any favours.
 

Users Who Are Viewing This Thread (Users: 0, Guests: 1)

Top