By the way, just something that Im not sure about. If you have been in a job for say half the financial year, earning an income that is above the threshold, but you have not earnt that income in the full year becuase you have not worked in that job the full year, so your taxable income is below the threshold, do you still have to pay a compulsory HECS repayment.
I think as of the end of the financial year I will just fall short of the $43k threshold becuase I have not been in my current job the full financial year, but I have still been making repayments every week.
I hope I explained that without too much confusion